本博客文章将涵盖从几个更新的片酬保护计划(以下简称“PPP”)的it launched in April。In the past month, more details have emerged about applying for loan forgiveness as well as the audit risk, disclosure of some PPP recipients, and application deadline.

申请截止日期延长

On July 4, 2020, the President signed a新的法律,延长了申请截止日期for the PPP from June 30, 2020 to August 8, 2020. There is approximately $132 Billion left in PPP funds for Borrowers to apply for.

Forgiveness of PPP

How Do I Apply for Loan Forgiveness?

In order to receive loan forgiveness, you must complete and submit the “Loan Forgiveness Application” to the lender servicing the loan. You must use SBA Form 3508 or 3508EZ or a lender equivalent form.

您可以使用EZ形式,如果以下情况之一是真实的:

  1. Borrower is self-employed and has no employees; or
  2. 借款人有员工,但没有超过25%,减少在保养期间他们的工资或工资并没有减少的时间由员工工作的人数;要么
  3. 借款人有员工,但并没有减少在超过25%的覆盖期间他们的工资或工资。并且由于与要求企业降低时间或逗留期间的覆盖期间关闭的法律规定的,借款人无法期间,在借款人是前至2020年2月15日,经营其业务同级别覆盖期限内经营。

The lender will review your application for forgiveness and issue its decision within 60 days to the U.S. Small Business Administration (the “SBA”). After an internal review of the loan and the forgiveness application, the SBA will then remit the forgiveness amount to the lender no more than 90 days after the lender issues its decision to the SBA.

从提交贷款申请宽恕之日起,这意味着,借款人可以有自己的贷款是情有可原的等待长达150天进行确认。注:宽恕的通知将来自贷款人,而不是从SBA。

当我可以申请贷款宽恕?

The SBA released an interim final rule on June 22, 2020 which details when a Borrower can apply for forgiveness. If you have usedall日e loan proceeds you want forgiven, the rule states: “a borrower may submit a loan forgiveness application any time on or before the maturity date of the loan – including before the end of the covered period [8 weeks or 24 weeks depending on the date you obtained your loan].”

如前所述,规则也允许你申请宽恕早 - 它们各自的覆盖期限届满之前。早期寻求宽恕的问题是用人单位丧失安全港规定,允许他们通过12月31日恢复员工的薪金/工资ST为了避免在提供贷款免除的减少。如果你还没有降低员工的工资,你不必对这一规定担忧。金宝搏网址

审计风险

The SBA has not issued any more information regarding a safe harbor for audits, a serious concern for Borrowers as the application required minimal documentation and multiple certifications.

One audit risk is a Borrower must have had economic uncertainty due to COVD-19. In prior guidance, the SBA did provide a small safe harbor provision for Borrowers. If a Borrower received a loan under $2 million, the SBA will consider the loan made in good faith based on economic uncertainty and will not inquire further.

这并不下其他原因,如信用认证的其他地方$ 2百万审核贷款禁止SBA。PPP没有要求的信用缺失的文档在其他地方(这SBA灾难贷款通常需要)。取而代之的是,借款人必须证明他们没有足够的获得信贷。然而,这是不可能的,这将是对借款人一个巨大的审计风险为信用的传统线路是很难获得在大流行的许多企业。

PPP贷款的披露

On July 6, 2020, the SBA released some data they maintained regarding the PPP loans issued as of July 6, 2020. However, that release was limited to Borrowers who had received loans of $150,000 or more. For Borrowers who received more than $150,000, the SBA disclosed the name, address, how many jobs retained, and the lending bank to the public.

Here are some interesting tidbits:

  • Approximately 4.9 million loans were issued by the SBA totaling $521 billion dollars.
  • 宾夕法尼亚州的企业获得资金的PPP共计$ 20.7十亿。26095个贷款在宾夕法尼亚州共超过$ 150,000。
  • Approximately 85% of Pennsylvania’s PPP loans were worth less than $150,000.
  • 宾夕法尼亚贷款人报180万个工作岗位的PPP钱,这是自报的数据保留所致。
  • 平均贷款规模为PPP全国范围内是$ 107,000名。
  • S.财政部长史蒂夫Mnuchin鼓励有显著禀赋私立学校返回PPP资金。在兰开斯特三所私立学校接受PPP贷款。
  • A lawsuit was filed on May 12, 2020 in the U.S. District Court in Washington, D.C. to obtain more transparency as less than 15% of all loans issued have been disclosed to the public.
  • 美国天主教会收到大约$ 1.4十亿在PPP贷款。如此,纽约大主教管区接受了$ 5至$ 1千万之间的贷款。
  • 在任何兰德研究所接受了$ 350,000 $到100万之间的贷款。
  • 美国运输部长的家族企业(最重要的海事)收到之间$ 350,000.00和$ 100万的贷款。美国运输部长是参议院多数党领袖,麦康奈尔的妻子。
  • 餐厅连锁店P.F.常氏和Chopt收到之间的500万$和$ 10万的援助。TGI星期五在PPP借款收到至少$ 5万元。
  • Many news organizations received PPP loans including Forbes Media (about $5 million), the Washington Times (at least $1 million), and the Daily Caller (at least $350,000).
  • 在2020年7月6日,是由于舆论哗然部分返回超过30十亿$的贷款。然而,返回了一些贷款企业无法满足支出资金的原始需求。那些谁归还资金包括茹丝葵牛排馆链(20亿$),摇夏克($ 10亿美元),和AutoNation的($ 77国亿美元)。

Laws and regulations remain a moving target for COVID-19-related relief. As such, the laws and regulations discussed today may change soon. Please金宝搏网站regarding the updates to the Paycheck Protection Program if you have any legal concerns.

Nichole Baeris an attorney at金宝搏网站罗素,克拉夫和格鲁伯,LLP在兰开斯特,宾夕法尼亚州。她获得法律学位,从斯泰森大学法律和实践学院在几个方面,包括商业,Commercial Real Estate,遗产规划遗产管理

The ability to quickly share information with a large number of people is one of the powerful things about the Internet. Butwith great power comes great responsibility

或者,至少它应该。

Particularly for the major tech platforms, content moderation – making sure the information being shared is accurate – is vital. But for many years, a variety of actors have taken advantage of the lack of oversight to disseminate information that lacks factual basis or distorts the truth. It is a new form of propaganda that can change political thought, what we believe about science and technology, even our behavior with each other.

So how can you protect your business from misinformation being spread about you? You have to learn the rules of content moderation.

Facebook的最高法院

最近,一些高科技公司已经开始寻找各种方法来防止或减少误报蔓延的用户在他们的平台上的影响。Twitter为例,prohibits the promotion of political content

Facebook is taking a different approach.

在2018年11月,Facebook的致力于创造各种各样的最高法院是在某些内容审核问题的决策者。虽然董事会将是独立的,包括由一个信托基金资助,某些类型的职位将不会主持。Facebook也明确表示,委员会的决定will not create binding precedentas would be expected from a court of law.

Then, a few weeks ago, Facebook宣布二十个人谁弥补其内容节制板的名称。无论这些措施将工作是任何人的猜测。他们终于采取行动,以解决他们的平台是对我们的社会造成的影响,但是否足够?

什么误传你能停止?

不幸的是,从法律的角度来看,它可能很难从网上谣传阻止用户。不过,您可以阻止某些类型的滥用,如:

  • Content that steals a business’s trademark or copyrighted content
  • Posts that contain objectively false statements (like “I got food poisoning from this restaurant” when the person has never eaten there), and
  • 假帖子被竞争企业试图驾驶你的客户走

But many other statements do not rise to the level where the law can help, like:

  • 从抱怨的客户负面评论,甚至一个是蛮不讲理
  • 主观陈述的帖子(如“这是最坏的业务不断”),和
  • 一个竞争对手的服务质量比较为您的企业提供的服务

Even when you have content that you could stop, enforcement can be difficult if you have to first unmask an anonymous user. And it gets even tougher if the user is based outside the U.S.

Protecting Your Business

那么,你可以做些什么来保护自己?我建议您尝试以下步骤做你自己的内容审核:

  1. Make sure you are aware of what is being said about you online.保存谷歌警报for your business or name is a great start.
  2. 如果您发现有害内容,采取以服务为其中的内容已发布在平台上的条款密切关注。许多公司有试图让撤下评论自己的过程。
  3. If you can post a response to the criticism, think about doing so. But do not argue with the reviewer. Instead, acknowledge the negative feedback and try to take the conversation “offline” by asking them to call you or contact you directly to try to resolve the situation.记住,你不响应试图说服客户抱怨......你在做让其他人看到的评论看你怎么回应
  4. If you are suffering economically because of the post, contact a technology attorney you trust to get more information about whether you might have the basis to file a lawsuit.

对于更多的信息,请参阅我们对其他博客文章金宝搏网址Technology Law在此间举行的兰开斯特法博客。或直接金宝搏网站联系我关于你的网上批评噩梦咨询。金宝搏网址

Brandon Harter是一名律师和技术大师在金宝搏网站罗素,克拉夫和格鲁伯,LLP在兰开斯特,宾夕法尼亚州。He received his law degree from William & Mary Law School, advises clients on issues ofCivil Litigation & Dispute Resolution,市委政法和椅子公司的Tech Law Group

宾夕法尼亚州联邦接受了$ 3.9十亿的援助从federal CARES Act冠状病毒的大流行。今年5月,Pennsylvania General Assembly directed $175 million of that aid to the Pennsylvania Housing Finance Agency (PHFA) to provide help to renters and homeowners struggling to make ends meet. Of that $175 million, $150 million will be used for rent assistance, and $25 million will be used for mortgage assistance.

Applying for Rent Relief

为了有资格获得租金减免:

  1. 2020年3月1日之后的申请者必须是失业的COVID-19大流行的结果,或者必须证明年收入最低30%的下降和
  2. 申请人的收入不能低于平均收入为他们居住在该县高。

PHFA will give assistance on a先来先服务的基础上,并申请截止日期为2020年9月30日。

最高补助为每月$ 750长达半年的房租到期了3月1日和11月30日之间,他们将直接支付给房东。

现在申请被接受。要申请,填写位于三个应用程序https://www.phfa.org/pacares/rent.aspxand provide the documentation required. You must also find your county on the “County Contact List” to find where to submit your application and who will process it.

The county contact to mail the application and documentation for Lancaster County is:

Lancaster County Redevelopment Authority

28 Penn Square, Suite 200

兰开斯特,PA 17603

717.394.0793

rent@lchra.com

http://www.lchra.com

申请按揭救济

为了有资格获得抵押贷款救济:

  1. 2020年3月1日之后的申请者必须是失业的COVID-19大流行的结果,或者必须证明年收入最低30%的下降
  2. 日e applicant’s income cannot be higher than the median income for the county they reside in
  3. 日e applicant must live in their home, and
  4. 抵押贷款必须至少提前三十天逾期。

The PHFA will give assistance on a先来先服务的基础上,并申请截止日期为2020年9月30日。

An applicant can get up to $1,000 a month for a maximum of six months for first or second lien mortgage payments due between March 2020 and December 30. Payments will be made directly to the lender and may consist of a one-time payment or an initial payment in addition to assistance for future mortgage payments. The lender may also apply on behalf of the homeowner.

现在申请被接受。要申请,填写位于应用程序https://www.phfa.org/pacares/mortgage.aspxand provide any documentation required in the three applications.

如果您需要任何帮助,或者有关于这个程序有任何疑问,一定要金宝搏网址contact your attorney

Nichole Baeris an attorney at金宝搏网站罗素,克拉夫和格鲁伯,LLP在兰开斯特,宾夕法尼亚州。她获得法律学位,从斯泰森大学法律和实践学院在几个方面,包括商业,Commercial Real Estate,遗产规划遗产管理

兰开斯特的小企业恢复与可持续发展基金二期8:00周一年,2020年7月20日打开,将继续开放至周五年,2020年7月24日,下午5点兰开斯特的恢复是一个拨款程序,它是awarded on a first-come, first-serve basis. The Phase 2 funding cycle consists of $14,962,092 that the federalCARES Actdistributed to Lancaster County.

谁资格?

为了申请,申请人必须是工作在兰开斯特县和雇用100名或更少员工的企业。雇员的确定是基于一种“人数”,而不是在FTE当量。兼职员工是这样计算每一个考虑员工。

The headcount does include the owner of a business if the owner works in the business, but it does not include independent contractors.

有哪些限制或取消资格的?

Applicants may receive funding assistance even if the business has received other grants and loans from other sources. However, an applicant is not permitted to apply for this grant if they received a grant in Phase 1 of the Lancaster Small Business Recovery & Sustainability Fund.

申请人也不允许使用这些草nt funds against costs that were used with another grant or loan program that provided forgiveness (i.e., no double-dipping). Additionally, passive income businesses, such as landlords, are ineligible to apply.

Moreover, a business may be ineligible if an owner has been charged, arrested, or incarcerated for a felony. If an applicant may be disqualified for these reasons, you should check the program for specific restrictions.

如何申请?

The application will be located athttp://www.recoverylancaster.com和申请人在很大程度上受到基金鼓励在网上填写申请表。

Paper applications are only accepted for businesses with fewer than 20 employees, and they must be submitted before the end of business on Thursday, July 16, 2020. Businesses can pick up paper applications atTrout CPAat 1705 Oregon Pike, Lancaster during normal business hours beginning Monday, July 20, 2020.

为了申请,申请人必须提供的文件,包括但不限于:

  • EIN或SSN(如果独资经营报告)
  • NAISC Code
  • Entity name
  • 商品和/或服务的摘要产生
  • 周转的建议用途的概述
  • 三月1日至5月30日,2019年营业收入表
  • March 1-May 30, 2020 Revenue Statement
  • 2019 Gross Revenue
  • 2019 Net Profit (or Loss)
  • 业务的最后提交联邦纳税申报表复印件
  • 信息关于今年普杜拉。布辛ess was established, how COVID-19 has impacted the business, and employee headcount from March 1-7, 2020.
  • Payroll report for March 1-7, 2020 if the employer has more than 21 employees.
  • 对于改装,加装收据或估计

还有什么我应该知道的?

收件人可以使用的资金来支付周转成本或改造发生的费用或将要发生的2020年4月15日,经过这些成本包括工资,租金,抵押贷款,耗材和运营费用。该资金不得用于支付业主赔​​偿或偿还贷款,关联方,如股东,合作伙伴或家庭成员。

在颁发给业务量最高上限应根据企业的员工人数。最大上限是:

1-20 Employees $20,000.00
21-50员工 $ 50,000.00
50-100员工 $ 80,000.00

Some information will be publicly released, including legal name and d/b/a name of the applicant, municipality the applicant is located, the funding amount requested, and the score result given by the funding committee. Revenue amounts, operating expenses, and the purpose of the funding will not be publicly released.

Laws and regulations remain a moving target for COVID-19-related relief. As such, the laws and regulations discussed today may change soon. Please consult with a legal professional regarding the Lancaster Small Business Recovery & Sustainability Fund if you have any legal concerns.

Nichole Baeris an attorney at金宝搏网站罗素,克拉夫和格鲁伯,LLP在兰开斯特,宾夕法尼亚州。她获得法律学位,从斯泰森大学法律和实践学院在几个方面,包括商业,Commercial Real Estate,遗产规划遗产管理。

商业owners have by now heard about or read the要么der issued by Governor Wolf上July 15th which re-imposed or created new restaurant restrictions on the sale of food and alcohol in Pennsylvania. If you have not yet had a chance to read it, I have copied the press release from the Governor below.

这些新规定的限制在某些方面落后了实质性的一步的酒吧,餐馆,酿酒厂和酿酒厂,谁拥有运营商上ly been able to operate with outdoor seating for a little over a month.这使得前已经十分困难的路更是难上加难。

Here are some of the more impactful changes:

  • 没有只酒吧场所。In order to continue operating, an establishment must serve sit-down, dine-in meals or be serving take-out sales of alcohol;
  • 在酒吧没有座位。Bar seating is now absolutely prohibited. All service, both indoor and outdoor, must be at a table or booth. You should not permit customers to sit at a bar, even if you have partitions in place or if you have spaced out bar seats to be 6 feet apart;
  • 没有购买酒精没有一顿饭。Any alcohol served for on-premises consumption must be in the same transaction as a meal. This applies to both indoor and outdoor seating. The order does not define what constitutes a “meal,” nor does the liquor code. How much food a patron must order to constitute a meal is unknown, but it is safe to assume that some food must be purchased to be in compliance with this requirement.
  • 不占用大于25%或25人。占用室内用餐仅现限于规定的防火规范占有率为25%。这包括工作人员。室内活动/聚会不得超过25人,而不管占用的限制。的顺序不同之处在于杆座位不减少或以其他方式限制室外座位容量,将不被允许室外。
  • No admittance without a mask.社会隔离和屏蔽要求This is not a change, the Governor’s office previously made this a requirement, but it was again reiterated in his order. As a reminder, customers are required to wear masks when entering, exiting, or otherwise traveling throughout the restaurant or business. Customers may remove masks when seated. Employees and staff involved in the preparation of meals must wear masks at all times.

Increased inspections

餐厅也应该知道,国家警察酒类管制执法部门已显著整个国家加大了检查。他们取得了非常公开的努力进行大规模的检查,并确保符合当前的要求。到目前为止,他们只发出了警告,并试图培养业主谁遵守都没有。

At some point, the Bureau of Liquor Control Enforcement (BLCE) may decide to begin enforcement of these regulations and issue citations. In severe instances, they may even revoke liquor licenses. Hopefully, those efforts will be targeted at those “bad apples” that refuse or make no effort to comply with the current regulations.

大部分受访机构都做了惊人的工作与总督千变万化遵守指令,而这些地方将有希望继续得到警告,任何小问题。但是,如果情况继续增加至上升趋势,我希望国家采取更积极的执法行动。

不管你喜欢与否,餐厅和酒店业被认为是在案件的上扬一个显著的原因。虽然有些人可能有这样的结论不同意,认为这是不公平的,但现实是,在该州的某些地区一些不好的行为造成被放置在该行业的目标作为一个整体。正因为如此,那些在餐饮业需要了解当前要求和由BLCE发生检查事件准备。

如果您有关于新准则或一般有任何疑问,请不要犹豫,金宝搏网址contact your attorney

~~~

Pennsylvania governor's seal in gold

即时发布

2020年7月15日

Wolf Administration Announces Targeted Mitigation Efforts in Response to Recent COVID Case Increases

哈里斯堡,宾夕法尼亚- 州长汤姆·沃尔夫和秒。健康雷切尔·莱文博士今天在应对近期上升COVID情况下签署了有针对性的缓解努力的新订单,主要是在宾夕法尼亚州西南部,而且在该州其他县,影响了酒吧,饭店全州减灾工作的决定,聚会和远程办公。新订单生效于上午12时01分,周四年,2020年7月16日。

“在过去的一周中,我们已经看到了新的COVID-19例临床令人不安的攀登,”州长沃尔夫说。“当我们打我们的高峰在4月9日,我们有近两千个新病例的那一天与其他天的情况下,徘徊在1000。医学专家看的轨迹,我们现在都在被投影,这一新高潮可能很快蚀月峰值。随着公司的迅速增加的情况下,我们需要现在就采取行动再次”

包括在从州长沃尔夫和Levine博士新订单的缓解措施包括:

Bars and Restaurants

在零售食品服务业,包括餐馆,葡萄酒厂,啤酒厂,私人俱乐部和酒吧所有的企业,被允许提供食品的外卖和交付销售,以及堂食服务在室内和室外的休息区等等只要严格遵守指导意见的要求,所要求的顺序,包括:

  • 从开展行动禁止,除非该设施提供的坐下来,堂食餐点,或正在服刑酒精饮料的外卖销售。所有服务必须是在一个表或展位;酒吧服务是禁止的。
  • Alcohol only can be served for on-premises consumption when in the same transaction as a meal.
  • Take-out sales of alcohol for the purposes of off-site consumption are permitted subject to any limitations or restrictions imposed by Pennsylvania law.
  • Non-bar seating in outdoor areas(e. tables or counter seats that do not line up to a bar or food service area) may be used for customer seating.
  • Social distancing, masking, and other mitigation measures must be employed to protect workers and patrons.
  • Occupancy is limited to 25 percent of stated fire-code maximum occupancy for indoor dining, or 25 persons for a discrete indoor event or gathering in a restaurant. The maximum occupancy limit includes staff.

夜店

  • All nightclubs, as defined by the Clean Indoor Air Act, 35 P.S. § 637.2, are prohibited from conducting operations.

Other events and gatherings

活动和集会必须遵守这些聚会限制:

  • 室内事件和25人以上的集会被禁止。
  • 户外活动和超过250人的集会被禁止。
  • 最多可容纳限制包括工作人员。

远程办公

  • Unless not possible, all businesses are required to conduct their operations in whole or in part remotely through individual teleworking of their employees in the jurisdiction or jurisdictions in which they do business.
  • Where telework is not possible, employees may conduct in-person business operations, provided that the businesses fully comply with all substantive aspects of the企业安全秩序, theworker safety ordermasking order

Gyms and fitness facilities

  • All gyms and fitness facilities, while permitted to continue indoor operations, are directed to prioritize outdoor physical fitness activities. All activities must follow masking requirements as provided by the July 1要么der和must provide for social distancing requirements of persons being at least 6 feet apart, as well as being limited by any limitations related to gatherings.

Enforcement

企业and individuals in violation of these orders, issued pursuant to the authority granted to the Governor and the Secretary of Health under the law, including the Pennsylvania Disease Control and Prevention Law, could be subject to fines, business closure or other applicable enforcement measures.

在六月下旬在阿勒格尼县案例秒杀开始,宾夕法尼亚州已经出现的情况下继续上涨,并有其他西南县,在该州的其他县市选择沿。

The state has identified three catalysts for case increases:

  • 首先,一些宾夕法尼亚州已经ignoring mask-wearing requirements and social distancingwhen they are visiting Pennsylvania bars and restaurants. There they are unknowingly spreading or picking up the virus.
  • Second is从外州旅行。通过双方从宾夕法尼亚州旅游返回热点的状态,和游客从这些热点访问我们的联邦。
  • 第三,一缺乏国家协调导致美国南部和西部不承诺社交距离。

“The actions the governor and I are taking today are designed to be surgical and thus precise to prevent from repeating the cycle we saw in the spring,” said Dr. Levine. “We have gained a great deal of experience since the start of this outbreak and have learned from best practices from other states as well as counties right here in Pennsylvania.”

Gov. Wolf and Dr. Levine were joined via Skype by Dr. David Rubin, a general pediatrician and director of PolicyLab at Children’s Hospital of Philadelphia. Dr. Rubin and his colleagues developed a unique模型, which tracks and projects COVID-19 transmission in real-time across more than 500 U.S. counties with active outbreaks. The model was built to observe how social distancing, population density, daily temperatures and humidity affect the number and spread of COVID-19 infections over time across a given county.

“在过去的几年weeks, public health reporting and our team’s modeling work have uncovered incontrovertible evidence that the virus is sweeping quickly into the northeast region of the United States from the west and south—where there has been a failure in some states to practice vigilance in masking and social distancing—and that it has already begun its resurgence in Pennsylvania,” said Dr. David Rubin, a general pediatrician and director of PolicyLab at Children’s Hospital of Philadelphia. “We can halt this momentum in its tracks. Governor Wolf’s measures will help stop the continued spread of the virus into Pennsylvania and its surrounding states, which would threaten the reopening of schools and our economy in the coming months.”

Pennsylvanians should consider that even with indoor dining limited and bars closed for on-premises alcohol consumption, cocktails to-go are still permitted and there is no shortage of outdoor dining options.

小型的朋友聚会ackyard or at a local park are permitted and children and families are encouraged to responsibility take advantage of one or more of Pennsylvania’s 121 state parks or other local outdoor fitness options, including at local gyms that are following social distancing protocols.

“孩子们可以参观当地的游乐场,社区游泳池,享受与家庭户外活动,”州长沃尔夫说。“我们希望人们花时间在一起,但这样做的同时,践行社会疏远并在需要时,如任何时候戴着口罩你离开家并没有参加户外健身。

“我们已经看到在春季第一波期间,这些努力工作,如果我们都尽自己的力量,他们将再次合作。谢谢每一位宾夕法尼亚你的耐心和支持。我知道你是渴望的生活恢复正常,而我也是。”

View the Governor’s order

查看健康的秩序秘书

MEDIA CONTACT:Lyndsay Kensinger,ra-gvgovpress@pa.gov

亚伦Zeameris an attorney at金宝搏网站罗素,克拉夫和格鲁伯,LLP在兰开斯特,宾夕法尼亚州。He practices in a variety of areas, including商业Law和酒牌事宜。亚伦的作品经常与商业地产代理,经纪,餐厅和酒吧业主,酿酒厂,酿酒厂,酿酒厂和方便PA酒牌的出售和转让。

任何时候,我可以使用校舍摇滚来解释复杂的法律问题,我一定要跳就可以了。今天是这些日子之一。6月9日,宾夕法尼亚州参议院和众议院通过一致决议836。该一致决议说,灾害应急,由于COVID-19的状态已经结束,总督已被定向到发出命令的结局紧急状态。

然而,狼州长宣称一般sembly did not have the constitutional ability to end the state of emergency. This argument went very quickly to the Pennsylvania Supreme Court for a decision.

最后,在7月1日,宾夕法尼亚州的最高法院说,并发第836号决议是无效的。为什么?

Schoolhouse Rock on the Legislative Process

I do not want to discuss any political issues around the Emergency Declaration or the Concurrent Resolution. It is more important to know the actual legal reasoning behind the Supreme Court’s decision. The best way to understand their reasoning is to think back to the classic Schoolhouse Rock jingle, “I’m Just a Bill“:

I’m just a bill

Yes, I’m only a bill

如果他们投票支持我在国会山

好吧,那么我要到白宫

在那里我会等待在一条线上

与很多其他票据

对于总统的标志

As this catchy jingle reminds us, once a bill is passed by the legislative branch, it must be passed onto the executive branch to approve or veto.

Presentment: The Power of the Veto

The Supreme Court’s reasoning for invalidating the Concurrent Resolution was that the General Assembly could not “legislate” without giving the Governor a chance to veto their action. The Court’s decision is wholly based on Constitutional law and the separation of powers between the Governor and the General Assembly.

司法Wecht的意见开始时说:

我们对此表示没有意见,以总督到COVID-19应对流感大流行是否构成明智或合理的政策。同样,我们不冠瘿是否大会,在寻求限制或终止紧急权力的总督的锻炼,礼物推进我们的联邦居民的福利优越的方法。

The Court decided that the General Assembly could not take any action to legislate without giving the Governor a chance to veto it. This process is called “presentment“。宾夕法尼亚宪法(就像美国宪法)对立法机构(大会)和行政部门(总督)的权力一系列制衡。任何时候,大会通过的东西,它需要提交总督要么签署或否决。宾夕法尼亚宪法允许大会以三分之二多数表决两院推翻总督的否决。

This process is the system of governmental checks and balances that everyone learned in junior high civics class. Or if you are my age, during Saturday morning cartoons.

The Supreme Court’s opinion talks about events that happened before the birth of the United States. It quotes James Madison and discusses the origination of the Federal and State Constitutions in 1790. If anyone is interested in constitutional law, it is an interesting academic read, especially with the Fourth of July coming up.

But the decision boils down to this:日e General Assembly’s Concurrent Resolution is actually a “law.”Because of this, it has to follow the constitutional requirement of going to the Governor to make it effective. Since it did not, the Concurrent Resolution could not end the Governor’s disaster state of emergency.

艾伦海军陆战队员is an attorney at金宝搏网站罗素,克拉夫和格鲁伯,LLP在兰开斯特,宾夕法尼亚州。他在许多领域获得了法律学位恩大学和实践,包括商业,Commercial Real Estate,土地利用,土地规划和分区事宜

该COVID-19大流行已经把每一个职业倒挂,包括法律。人们正处于危机之中,他们不知道他们有什么资格对还是什么形式的文件。毕竟,试图跟上188asia.comis a daunting endeavor.

它是什么like right now being a lawyer in a pandemic?

I had the pleasure of sitting down with kid entrepreneur Bud Leggett, founder ofBud’s Outfitters, to answer that question. Bud is the son of Mandy Leggett, president of theSouthern Lancaster County Chamber of Commerce

He wanted to know:

  • 被红色阶段与绿色相律师有什么不同?
  • How do you go to court virtually?
  • Why do you like being a lawyer in Lancaster?
  • And more!

Find out the answers in Bud’s Interview below:

Holly Filiusis a partner at Russell, Krafft & Gruber, LLP in Lancaster, Pennsylvania. She received her law degree from Widener University School of Law and practices in a variety of areas, includingAdoptionand家规。

Soon, most of Pennsylvania will be in the Green Phase of the Governor’s Plan for COVID-19 reopening. If you are like me, you might be confused about exactly what the Green Phase allows.

It is not a complete return to the good old days of 2019 before we ever heard the words “novel coronavirus.” There are still restrictions on businesses, gyms, restaurants and public gatherings. Here is a reminder of what these Green Phase restrictions are, with lots of links to the specific CDC or State requirements.

Open at 50% Capacity

  • 餐馆和酒吧
  • Hair salons, barbershops, etc. (and by appointment only)
  • Indoor recreation like gyms and spas (appointments are strongly encouraged)
  • 室内娱乐,如戏院,casinosand malls
  • 这是不允许与黄河阶段亲自操作的开放企业能拥有50%的占有率在试运行阶段

开放与限制

  • 施工
  • 保育
  • 企业该被允许与在黄色阶段50%占用打开被允许在75%的占用在绿阶段操作
  • 学校(受CDC指南)

其他限制

Everyone should supplement these rules for the Green Phase with common sense. If you feel sick, stay at home. If you show symptoms of COVID-19,得到测试。If you have had close contact with someone with COVID-19,得到测试。If you have the virus or had close contact with someone who has, self-quarantine for at least 14 days. Make sure that all of your employees and visitors understand these rules.

For more information on rules for aquatic facilities, check out我最近的博客文章在这里

Hopefully we will continue to move in the right direction to protect our families and ourselves while we slowly get back to normal.

艾伦海军陆战队员is an attorney at金宝搏网站罗素,克拉夫和格鲁伯,LLP在兰开斯特,宾夕法尼亚州。他在许多领域获得了法律学位恩大学和实践,包括商业,Commercial Real Estate,土地利用,土地规划和分区事宜

COVID-19相关的法律和法规继续保持一个移动的目标。总统2020年6月5日签署成为法律的片酬保护计划灵活性法案(以下简称“法案”),以及我们发布的亮点6月9日,该法案通过后,2020年仅仅10天,事情都已经发生变化,主要是由于美国财政部颁布规章6月11日

Here is a summary of some of the Paycheck Protection Program changes as of June 18, 2020, with the caveat that things will likely change again.

扩展应用?没有这么快

该法案似乎从2020年6月30日,延长贷款PPP申请的截止日期至2020年12月31日,然而,在一份联合声明由小企业管理局(以下简称“SBA”)管理员乔维塔·卡兰萨和美国财政部长史蒂芬吨Mnuchin年,2020年6月30日,2020年6月8日,发行仍将是最后日期的公会将批准PPP贷款申请。

The Use Period is Not Optional

The Act also changed the time period for borrowers to use PPP loan funds from eight weeks to twenty-four weeks. Experts initially interpreted the Act as permitting borrowers to elect either the eight-week period or the twenty-four-week period. This understanding has since changed.

Borrowers who received their loans prior to June 5, 2020 are permitted to use either the eight-week or twenty-four-week period. However, borrowers who received their loans after June 5, 2020是必须的to use the twenty-four week period. This restriction is perhaps an error that will be later corrected as it seems contrary to Congressional intent to provide more flexibility to borrowers (not to mention entirely arbitrary).

Additionally, the requirement that the borrowers use the funds by December 31, 2020 remains. Some borrowers will then have a use period of longer than eight weeks but shorter than twenty-four weeks, depending on when their loan funds.

The New 60% Use Rule is Apparently Not a Cliff

of the funds for payroll-related expenses to qualify for full forgiveness of their loan. The forgiveness was reduced, but not eliminated, if the borrower utilized less than 75% of funds for said payroll costs. The Act changed that requirement to 60%, but early interpretations of the Act concluded that it was now a cliff (meaning that there was no availability of partial forgiveness).

这显然并非如此。代替,日e First Interim Final Ruleprovides that a borrower will still qualify for partial forgiveness if they use less than 60% of their loan funds for payroll-related expenses.

Spin the Wheel, Get a Maturity Date!

在事件的另一反过来,也希望能在错误,现在有购买力平价贷款的两个最小的到期日。该法扩大了最低期限由两年至五年,显然对所有借款人。不幸的是,这似乎并非如此了。

The First Interim Final Rule issued guidance to lenders that loans approved

  • 6月5日之前,2020年将有一个为期两年的成熟
  • 上要么after June 5, 2020 will have a five-year maturity.
  • Note: The approval is based on the date SBA assigns a loan number to the loan.

对于谁不符合新的五年最低到期日,银行和借款人的借款人可以agreeto extend the maturity date on the loans to a period longer than two years. However, it is counterintuitive to permit two different maturity dates for the same loan program and, of course, puts all the power in the hands of the banks who already are anxious to get these loans off their books.

前重犯月立即申请

Prior to June 12, 2020, individuals who had felony convictions within the past five years did not qualify for a PPP loan. Now individuals with felony convictions can apply so long as the conviction was not within the past year.

However, the five-year restriction remains for those individuals who were charged for certain types of financial crimes, including, but not limited to, robbery, embezzlement, fraud, making a false statement on a loan application, or making a false statement on an application for federal financial assistance. If the borrower is an entity, the prohibition applies if an ex-felon owns more than 20% of the entity.

Although these may not be the last of the Paycheck Protection Program changes, rest assured that we will continue updating you with what you need to know.

Nichole Baeris an attorney at金宝搏网站罗素,克拉夫和格鲁伯,LLP在兰开斯特,宾夕法尼亚州。她获得法律学位,从斯泰森大学法律和实践学院在几个方面,包括商业,Commercial Real Estate,遗产规划遗产管理

The popularPaycheck Protection Program(the “PPP”) created by the CARES Act is coming to an end. Time is running out to take advantage of this program. The upcoming deadline to apply for a PPP loan is June 30, 2020. However, many banks are requiring applicants to submit their application prior to the June 30deadline.

  • Citizens Bank被需要的PPP应用程序由下午4时提交6月17日
  • 美国银行,N.A。told customers to submit PPP applications by 5 p.m. on June 15
  • 埃夫拉塔国家银行has not set a deadline but is suggesting that customers submit applications by June 23RDto allow sufficient time for processing.
  • According toPNC Bank’swebsite, they are no longer taking any additional applications.

大约$ 130十亿仍可用于PPP贷款。国会对是否有资金仍可在程序结束时会发生什么样的一些有限的讨论。直到资金枯竭国会甚至可能延长该计划。由于该博客文章的日期,不过,还没有确定。

如果您尚未申请了PPP贷款,仍然希望这样做,请联系您当地的银行尽快。金宝搏网站搜索日e Lancaster Law Blog关于片酬保护计划的更多信息,看看它是否能帮金宝搏网址助您的业务。

Nichole Baeris an attorney at金宝搏网站罗素,克拉夫和格鲁伯,LLP在兰开斯特,宾夕法尼亚州。她获得法律学位,从斯泰森大学法律和实践学院在几个方面,包括商业,Commercial Real Estate,遗产规划遗产管理